Deciml, a pioneering fintech startup that has introduced round-up investing in mutual funds, has successfully raised $3 Million in Seed Funding. The funding round, led by Jainam Broking Limited, marks a significant step for Deciml as it continues to innovate the micro-investing space in India. This partnership brings Jainam’s deep financial expertise together with Deciml’s user-centric approach to investing, positioning the startup to accelerate its growth trajectory.
The round-up investing model enables users to automatically invest their spare change into mutual funds whenever they make online transactions, such as payments via card or UPI. The platform rounds up the transaction amount to the nearest 10, and the difference is automatically invested in a variety of mutual funds, making investing seamless and accessible for anyone, regardless of their financial background.
In a statement, Satyajeet Kunjeer, Founder of Deciml, expressed his enthusiasm about the investment. “The Deciml journey is at a crucial crossroads right now. We took the time to adapt our product to user needs and now, we really want to focus all our efforts and energies on scaling rapidly,” he said. “At such a juncture, we truly couldn’t have asked for a more wonderful investor and partner than Jainam. They have not only validated our vision but are also fuelling and shaping it.”
India’s fintech sector is experiencing explosive growth, with the market size estimated to reach USD 145.09 billion in 2025 and expected to grow to USD 550.21 billion by 2030, at a compounded annual growth rate (CAGR) of 30.55%. This vibrant and fast-developing landscape presents a wealth of opportunities for Deciml, which is uniquely positioned to tap into the growing demand for easy-to-use, accessible investment solutions.
Jainam Broking Limited, with a legacy of over 20 years in the financial services industry, is expanding its influence into the startup ecosystem with this investment. Dishant Milanbhai Parikh, CFO of Jainam Broking, highlighted the strategic alignment between the companies. “With a legacy spanning over 20 years, Jainam Broking has always been driven by a commitment to innovation and financial empowerment. We believe in investing in technology that simplifies investing for the common man, making financial literacy more accessible and actionable,” Parikh said. “Our investment in Deciml aligns with our vision of leveraging technology to democratize access to capital markets.”
Parikh further emphasized the unique potential of Deciml’s platform, stating, “Deciml’s unique approach to micro-investing resonates with our mission to help individuals take their first steps into the world of investing. By making investing effortless and accessible, Deciml has the potential to bring a new generation into the capital markets, and we are excited to be part of this journey.”
Looking ahead, Jainam Broking aims to offer more than just financial backing to Deciml. Parikh stated, “Our investment in Deciml is more than just financial backing; it’s a strategic partnership. We aim to provide Deciml with industry expertise, mentorship, and the necessary support to scale its vision. Together, we look forward to fostering a new wave of investors and making wealth creation seamless for the next generation.”
The funds raised in this round will be used to enhance Deciml’s product offerings, focus on user acquisition, and build a robust team to scale its platform. With its mission to make investing easy and accessible, Deciml is poised to redefine the way millions of Indians approach wealth creation, making it simpler than ever to start investing—one round-up at a time.
As India’s fintech landscape continues to evolve, Deciml’s innovative approach to micro-investing has the potential to reach millions of first-time investors, making wealth creation a reality for many. With Jainam Broking’s expertise and support, Deciml is set to lead the charge in democratizing access to financial markets for the masses.
